About William H. Gill
Professional Background
- 13 Years as Underwriting Manager for the
United States Fidelity & Guaranty Company, a Major National
Insurance Company
- 5 Years as a Senior Consultant for the
Wyatt Company, with a specialization directed towards Health
Care Providers and Physician Associations and Groups
- 5 Years with a Major International
Insurance Firm Managing Special Risks, Self Insurance, and
Reinsurance, with principal focus on unique and unusual coverage
or premium situations
- 18 years managing insurance, reinsurance,
professional liability, stop loss, directors' and officers'
liability and Errors & Omissions Liability coverage for a major
regional broker specializing in coverage for Trade Associations,
Academic Institutions, Healthcare Organizations, Health Care
Practitioners and Managed Care Organizations, including design
and implementation of Captives and Risk Retention Group
Mechanisms.
- Since 1998, building my own agency or
consulting practice in
Unusual Accomplishments
- Designed and implemented the first
successful “channeled” professional liability insurance program
for a major clinic and its associated hospital. (This program
remains in existence today)
- Designed and implemented the first program
for hospital DRG stop loss insurance
- Assisted over 800 hospitals and 63 clinics
(nationally) in designing and implementing programs permitting
them to stabilize and reduce their costs of Medical Professional
Liability in the face of catastrophic premium adjustments during
the crises in the 70s and 80s.
- Developed and implemented programs
designed to provide prior acts coverage for organizations with
known claims when their insurance company became insolvent and
was no longer able to meet its obligations to its policy holders
- Developed endorsed programs of workers'
compensation insurance and package policies for trade and
professional associations or purchasing groups, permitting them
significant savings compared to the cost of these policies
otherwise
- Developed and implemented endorsed or
sponsored programs of directors and officers liability insurance
for small businesses and members of trade associations that
resulted in savings to the participants
Other Activities
- Risk Manager for Major National Insurance
Broker
- Past member of the
Illinois Lloyd’s Brokers Association
- A founding member of the
American Society for Health Care Risk
Management
- Provided consulting and or reinsurance
services to several PIAA members
- Elected to Who's Who in
- Teacher or speaker in Seminars and
Professional Meetings on the topics of Self Insurance, Captives,
Cash Flow and Loss Sensitive Rating Programs, Health Care Risk
Management, Loss Cost Analysis and Financing, and Insurance
Publications and Writings
- Written Monographs and Articles on various
Insurance and Risk Management topics, including Program Design
and Cost Stabilization.
- Author of The NRCA
Insurance Handbook for Roofing Contractors
- Author of the Insurance and Reinsurance
Portions of Integrated Health Care
Delivery Systems Manual: Business and Legal Forms
- Author of the chapters on general
insurance and professional liability in Troyer & Salman’s
Handbook of Health Care Risk Management
Revised 10/14/2007